Terms of Service

Welcome to AF Wealth Mindset. By accessing or purchasing from this website (afwealthmindset.com), you agree to be bound by these Terms of Service. Please read them carefully before completing any purchase.

1. Acceptance of Terms

By using this website and purchasing any product, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement. If you do not agree with any part of these terms, please do not use this website or make any purchase.

2. Digital Products

All products sold on afwealthmindset.com are digital goods delivered electronically. Upon successful payment:

• Your download link will be sent to the email address you provide at checkout.
• Delivery is instant or within minutes of payment confirmation.
• No physical product will be shipped.
• You are responsible for providing a valid, accessible email address.

If you do not receive your download link within 30 minutes, please check your spam folder or contact us at sales@afwealthmindset.com.

3. Pricing and Payment

All prices are listed in US Dollars (USD). Payments are securely processed by Paddle, our authorised reseller and payment provider. We do not store your card details on our servers. Paddle accepts all major credit and debit cards (Visa, Mastercard, American Express) and other payment methods depending on your location.

Prices are subject to change at any time without notice. The price at the time of your purchase will be honoured.

4. Intellectual Property

All content, materials, and digital products sold on this website — including text, images, graphics, course materials, guides, spreadsheets, and templates — are the intellectual property of AF Wealth Mindset or its content licensors and are protected by copyright law.

Upon purchase, you are granted a personal, non-transferable, non-exclusive licence to use the product for your own personal or business purposes. You may not:

• Share, resell, distribute, or republish any purchased material
• Use any content for commercial purposes without written permission
• Remove any copyright or proprietary notices from materials
• Create derivative works based on purchased content for redistribution

5. Refunds and Returns

We stand behind every product with a money-back guarantee. For full details on eligibility, timeframes, and the refund process, please see our Refund Policy.

6. Disclaimer of Warranties

Our products are provided for educational and informational purposes only. Nothing on this website constitutes financial, investment, legal, or professional advice. Results will vary based on individual effort, experience, and market conditions. AF Wealth Mindset does not guarantee any specific financial outcome from use of our products.

Products are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

7. Limitation of Liability

To the fullest extent permitted by applicable law, AF Wealth Mindset shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our products or website, even if we have been advised of the possibility of such damages. Our total liability to you shall not exceed the amount you paid for the product in question.

8. Third-Party Services

Our website uses third-party services including PayPal, Paystack, and EmailJS for payment processing and communications. Use of these services is subject to their respective terms and privacy policies. We are not responsible for the practices of these third parties.

9. Affiliate Disclosure

Some products on this website may be affiliate products. This means AF Wealth Mindset may earn a commission if you make a purchase through our affiliate links, at no additional cost to you. We only promote products we genuinely believe in.

10. Modifications to Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with an updated date. Your continued use of the website after any changes constitutes acceptance of the revised terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes shall be resolved through good-faith negotiation before any formal proceedings.

12. Contact

For any questions about these Terms, please contact us at:
Email: sales@afwealthmindset.com
Website: afwealthmindset.com